Jacob AlexanderLooking for the best retirement communities in Westchester NY? Whether you want independent living, assisted living, memory care, or a full continuing care retirement community (CCRC), Westchester County offers upscale options, scenic river towns, and convenient access to New York City.
This guide highlights 30 highly rated retirement communities in Westchester NY, complete with realistic cost ranges, amenities, and who each community is best suited for—so you can confidently choose the right fit for your lifestyle and budget.
Top 30 Retirement Communities In Westchester NY
1. Kendal on Hudson – Sleepy Hollow
Kendal on Hudson is one of the most prestigious continuing care retirement communities in Westchester NY. Located along the Hudson River, it offers stunning waterfront views, modern apartments, and a strong focus on lifelong learning and wellness. Residents enjoy art studios, fitness classes, cultural lectures, and gourmet dining.
As a Life Plan Community, it provides independent living, assisted living, and skilled nursing—all on one campus. Entrance fees are required.
Estimated Cost:
- Entrance Fee: $450,000 – $1.5M+
- Monthly Fees: $4,500 – $9,000
Best for: Active retirees seeking luxury CCRC living with waterfront views
- Seniors wanting a true Life Plan Community
- Residents who value intellectual and cultural programming
- Couples planning long-term care security
2. The Osborn – Rye
The Osborn is a historic and upscale retirement community offering independent living cottages and apartments. It features landscaped grounds, walking paths, and multiple dining venues.
Healthcare services include assisted living and skilled nursing, making it a strong CCRC option in Westchester NY.
Estimated Cost:
- Entrance Fee: $300,000 – $1M+
- Monthly: $4,000 – $8,000
Best for: Retirees seeking classic elegance near the waterfront
- Couples planning for long-term care continuity
- Seniors wanting large campus living
- Residents who prefer a private, gated feel
3. Atria on the Hudson – Ossining
Atria on the Hudson provides independent living, assisted living, and memory care in a scenic setting. Residents enjoy chef-prepared meals, housekeeping, and wellness programming.
The atmosphere is vibrant yet intimate.
Estimated Cost:
- $4,500 – $8,500/month
Best for: Seniors who want active living with optional care services
- Residents seeking Hudson River views
- Those who want flexible care plans
- Retirees preferring rental-based communities
4. The Bristal Assisted Living at White Plains – White Plains
The Bristal offers high-end assisted living and memory care in a hotel-style environment. Amenities include a beauty salon, theatre, fitness center, and fine dining.
It’s ideal for seniors who need daily assistance but still want luxury.
Estimated Cost:
- $5,500 – $9,500/month
Best for: Seniors needing assisted living in a luxury setting
- Families prioritizing memory care support
- Residents who want urban convenience
- Those near downtown White Plains
5. Sunrise of Crestwood – Yonkers
Sunrise of Crestwood provides personalized assisted living and memory care services. Staff emphasize relationship-based care, engaging daily activities, and nutritious meals.
Estimated Cost:
- $5,000 – $8,000/month
Best for: Families seeking compassionate assisted living
- Seniors who prefer smaller, home-like communities
- Residents needing Alzheimer’s support
- Those wanting close NYC access
6. Atria Briarcliff Manor – Briarcliff Manor
This retirement community in Westchester NY combines independent and assisted living. Residents enjoy scenic wooded surroundings and a peaceful atmosphere.
Estimated Cost:
- $4,000 – $7,500/month
Best for: Seniors wanting suburban tranquility
- Retirees transitioning from independent to assisted living
- Nature lovers
- Residents valuing small-town charm
7. Willow Towers – New Rochelle
Willow Towers offers independent living and assisted living in a high-rise building with Long Island Sound views.
Estimated Cost:
- Entrance Fee: $200,000+
- Monthly: $3,500 – $6,500
Best for: Budget-conscious retirees seeking CCRC security
- Residents wanting waterfront views
- Seniors preferring apartment-style living
- Those wanting easy NYC access
8. The Ambassador of Scarsdale – White Plains
The Ambassador specializes in assisted living and memory care. It provides structured activities and clinical oversight.
Estimated Cost:
- $5,500 – $9,000/month
Best for: Seniors requiring higher levels of daily support
- Memory care residents
- Families seeking attentive care
- Those near Scarsdale/White Plains
9. Maplewood at Danbury – Near Westchester Border
Although located in nearby Connecticut, Maplewood serves many Westchester residents. It’s known for high-end assisted living and memory care.
Estimated Cost:
- $6,000 – $10,000/month
Best for: Families seeking luxury memory care
- Residents comfortable near the CT border
- Seniors needing strong clinical oversight
- Those wanting modern design
10. Five Star Premier Residences of Yonkers – Yonkers
This independent living community offers spacious apartments, dining, and social programming.
Estimated Cost:
- $3,500 – $6,000/month
Best for: Active retirees seeking rental living
- Seniors wanting affordability
- Residents preferring no entrance fee
- Those desiring community activities
11. Brightview Tarrytown – Tarrytown
Brightview offers independent living, assisted living, and memory care in a modern building with strong hospitality services.
Estimated Cost:
- $5,000 – $9,000/month
Best for: Seniors wanting upscale, hotel-style living
- Residents seeking flexible care
- Couples with different care needs
- Those wanting Hudson River town charm
12. Atria Rye Brook – Rye Brook
Atria Rye Brook offers independent and assisted living with chef-prepared dining and vibrant programming.
Estimated Cost:
- $4,500 – $8,500/month
Best for: Active seniors wanting vibrant social calendars
- Residents near Westchester Country Club area
- Those preferring rental flexibility
- Couples downsizing
13. The Club at Briarcliff Manor – Briarcliff Manor
The Club at Briarcliff Manor blends luxury with wellness-focused retirement living.
Estimated Cost:
- $5,000 – $8,500/month
Best for: Seniors prioritizing wellness amenities
- Residents seeking stylish interiors
- Retirees valuing curated activities
- Those near central Westchester
14. Crestview Manor – Hawthorne
Crestview Manor provides assisted living in a supportive and structured environment.
Estimated Cost:
- $4,500 – $7,500/month
Best for: Seniors needing consistent daily care
- Families seeking affordability
- Residents wanting mid-county access
- Those preferring smaller communities
15. White Plains Center for Nursing Care – White Plains
This community specializes in skilled nursing and rehabilitation.
Estimated Cost:
- $12,000 – $15,000/month (private pay)
Best for: Seniors requiring skilled nursing
- Short-term rehabilitation patients
- Families prioritizing clinical care
- Residents near major hospitals
16. Bethel Nursing & Rehabilitation – Croton-on-Hudson
Bethel Nursing & Rehabilitation provides skilled nursing and rehabilitation services in a comfortable, clinical setting. Residents benefit from personalized physical, occupational, and speech therapy programs, short-term post-surgery recovery care, and long-term medical supervision by licensed professionals.
Estimated Cost: $10,000 – $14,000/month
Best for: Skilled nursing and transitional rehabilitation
- Short-term therapy after hospital stays
- Long-term medical supervision and care
- Residents seeking clinical stability and safety
17. The Fountains at RiverVue – Tuckahoe
The Fountains at RiverVue focuses on independent living for active retirees on a budget. This community offers apartment living with housekeeping, social programs, and scheduled transportation. Its location near dining and shopping makes daily life convenient without high CCRC fees.
Estimated Cost: $3,800 – $6,500/month
Best for: Independent, affordable retirement living
- Seniors desiring social engagement options
- Those transitioning from full-time home ownership
- Retirees who want maintenance-free apartments
18. Schaffer Extended Care Center – New Rochelle
Schaffer Extended Care Center is a skilled nursing facility offering comprehensive care including rehabilitation, long-term nursing support, and therapy services. Multidisciplinary teams help residents regain strength or manage chronic health conditions with clinical expertise.
Estimated Cost: $11,000 – $14,000/month
Best for: Residents needing skilled nursing care
- Seniors requiring round-the-clock clinical support
- Patients needing physical and occupational therapy
- Families prioritizing licensed medical staff
19. Artis Senior Living of Briarcliff Manor – Briarcliff Manor
Artis Senior Living of Briarcliff Manor specializes in memory care and personalized support. The community features secure environments, programs developed by dementia care experts, and individualized therapy plans to promote cognitive engagement and daily quality of life.
Estimated Cost: $7,000 – $10,000/month
Best for: Memory care and Alzheimer’s support
- Residents with dementia or memory impairment
- Families wanting structured cognitive programs
- Seniors benefiting from secure, compassionate care
20. The Kensington – White Plains
The Kensington is a boutique assisted living residence offering personalized care plans and high-end amenities. Residents enjoy chef-prepared meals, curated social events, and support with daily living tasks, all in an elegant, intimate setting close to downtown.
Estimated Cost: $6,000 – $9,000/month
Best for: Boutique assisted living experiences
- Seniors wanting individualized care
- Residents appreciating refined community spaces
- Families seeking attentive service and quality meals
21. The Enclave at Rye
The Enclave at Rye offers senior independent living with access to social programming, fitness classes, and community events. Its residential feel appeals to retirees who want close-knit community life with the convenience of clubhouse amenities.
Estimated Cost: $4,500 – $7,500/month
Best for: Independent adult living near Rye
- Seniors wanting active social engagement
- Residents preferring moderate pricing structures
- Couples transitioning from larger homes
22. Bayberry Nursing Home – New Rochelle
Bayberry Nursing Home is a long-term care facility offering around-the-clock skilled nursing and rehabilitation services. With licensed nurses and medical teams, it supports residents with chronic conditions or post-hospital recovery goals.
Estimated Cost: $10,000 – $13,000/month
Best for: Long-term skilled nursing care
- Residents needing clinical monitoring
- Families seeking licensed caregiving teams
- Seniors with ongoing medical needs
23. The Wartburg – Mount Vernon
The Wartburg is a faith-based retirement community offering independent apartments, assisted living options, and supportive services. Comfortable facilities, social programs, and spiritual enrichment make it appealing to seniors seeking community values with care options.
Estimated Cost: $4,000 – $8,000/month
Best for: Faith-based retirement living
- Seniors wanting spiritual community support
- Residents preferring values-centered programming
- Families seeking balanced care and engagement
24. St. Cabrini Nursing Home – Dobbs Ferry
St. Cabrini Nursing Home provides compassionate skilled nursing care in a community with strong historic roots. Comprehensive rehabilitation programs and daily living assistance help residents maintain functional abilities while enjoying a supportive environment.
Estimated Cost: $10,000 – $14,000/month
Best for: Clinical nursing support with community feel
- Short-term rehabilitation patients
- Residents needing long-term medical oversight
- Families prioritizing experienced nursing teams
25. Sans Souci Rehabilitation – Yonkers
Sans Souci Rehabilitation specializes in high-quality physical, occupational, and speech therapy programs. Ideal for short-term recovery from surgery or illness, residents benefit from a structured therapeutic approach and dedicated support staff.
Estimated Cost: $9,500 – $13,000/month
Best for: Rehabilitation after hospital stays
- Residents needing targeted therapy plans
- Seniors rebuilding strength or mobility
- Families wanting daily clinical progress updates
26. Ambassador at Scarsdale – Assisted Living
Ambassador at Scarsdale focuses on supportive assisted living in central Westchester. With daily living help, wellness programming, medication management, and social activities, it suits seniors who want structure along with independence.
Estimated Cost: $5,500 – $9,000/month
Best for: Assisted living with structured services
- Residents needing day-to-day assistance
- Seniors who enjoy planned social events
- Families seeking peace of mind for care
27. Osborn Pavilion – CCRC Skilled Nursing
Part of The Osborn’s continuum of care, Osborn Pavilion delivers skilled nursing and rehabilitation on the same campus as independent living. Residents benefit from seamless transitions and coordinated medical care.
Estimated Cost: Included within Osborn care tiers
Best for: Continuity of care in a CCRC
- Couples planning long-term support
- Seniors needing skilled nursing transitions
- Families wanting integrated medical services
28. Yorktown Assisted Living Residence – Yorktown Heights
Yorktown Assisted Living Residence offers personalized support with daily tasks, housekeeping, and meal services. The community emphasizes resident choice, independence, and engaging programming in a peaceful suburban setting.
Estimated Cost: $4,500 – $7,500/month
Best for: Suburban assisted living lifestyles
- Seniors who value independence
- Residents needing moderate care support
- Families seeking a community feel
29. Tarrytown Hall Care Center – Tarrytown
Tarrytown Hall Care Center focuses on skilled nursing and rehabilitation services for older adults requiring clinical oversight. Its therapy programs aim to restore independence while licensed staff ensure resident safety and comfort.
Estimated Cost: $10,000 – $14,000/month
Best for: Skilled nursing and therapy care
- Short-stay rehab patients
- Long-term medical support residents
- Families seeking trusted nursing teams
30. Dumont Center for Rehabilitation – New Rochelle
Dumont Center for Rehabilitation provides skilled therapy and long-term care services in a metropolitan setting. Residents follow structured therapy plans while enjoying resident social supports and clinical oversight from trained professionals.
Estimated Cost: $10,000 – $13,000/month
Best for: Short-term rehab and skilled nursing
- Seniors needing therapeutic recovery
- Residents with ongoing medical needs
- Families seeking comprehensive clinical plans
Comparison Table of Top Retirement Communities in Westchester NY
| Community | Type | Entrance Fee | Monthly Cost | Best For |
|---|---|---|---|---|
| Kendal on Hudson | CCRC | Yes | $4,500–$9,000 | Luxury Life Plan |
| The Osborn | CCRC | Yes | $4,000–$8,000 | Historic campus |
| Atria on the Hudson | IL/AL/MC | No | $4,500–$8,500 | River views |
| The Bristal White Plains | AL/MC | No | $5,500–$9,500 | Upscale assisted |
| Sunrise Crestwood | AL/MC | No | $5,000–$8,000 | Compassionate care |
| Atria Briarcliff | IL/AL | No | $4,000–$7,500 | Suburban feel |
| Willow Towers | CCRC | Yes | $3,500–$6,500 | Budget CCRC |
| Brightview Tarrytown | IL/AL/MC | No | $5,000–$9,000 | Modern design |
| Five Star Yonkers | IL | No | $3,500–$6,000 | Rental living |
| The Wartburg | IL/AL/SN | No | $4,000–$8,000 | Faith-based |
How Much Do Retirement Communities in Westchester NY Cost?
Expect higher-than-average pricing compared to national figures due to proximity to NYC.
- Independent Living: $3,500 – $6,500/month
- Assisted Living: $4,500 – $9,500/month
- Memory Care: $6,000 – $10,000/month
- Skilled Nursing: $10,000 – $15,000/month
- CCRCS: Entrance fee + monthly service fee
Costs vary by apartment size, care level, and contract type.
How to Choose the Right Retirement Community in Westchester NY
When comparing options:
- Decide between rental vs entrance-fee CCRC models.
- Tour multiple communities.
- Ask about contract types and refundability.
- Review healthcare partnerships.
- Understand long-term affordability.
Conclusion
Choosing among retirement communities in Westchester NY is a major life decision. From luxury Hudson River CCRCs to affordable assisted living residences, the county offers something for nearly every budget and care need.
If you value waterfront living, cultural access to NYC, strong healthcare systems, and scenic suburban charm, Westchester County remains one of the best retirement destinations in New York State. Schedule tours, review contracts carefully, and consult financial advisors before making your final choice.
The right retirement community isn’t just about cost—it’s about lifestyle, security, and peace of mind for the years ahead.